This is one of the most common questions I get about direct primary care.
So what about insurance? You should still have it.
I think of health insurance the same way I think about car insurance—you want it there for the big, expensive, unexpected stuff. Hospitalizations, surgery, cancer treatment, emergencies. But using insurance for every routine primary care visit is a little like using your car insurance to pay for an oil change.
Your Bridge Primary Care membership covers your primary care here without copays or additional charges for office visits. You can still use your health insurance for things outside of the practice—specialists, imaging, medications, hospital care, and everything else your particular plan covers.
Some people pair DPC with a high-deductible health plan. Others keep the insurance they already have. There isn't one combination that makes sense for everybody, and I don't think it's fair to say that joining a DPC practice will automatically save you money. It depends on your insurance, your medical needs, your medications, and how you use healthcare.
But honestly, the part of DPC that excites me most isn't the potential cost savings. It's getting insurance out of the room when I'm taking care of you. I don't need an insurance company deciding how long your appointment should be, whether we have time to talk about nutrition or exercise, or whether it's worth spending another 20 minutes trying to figure out what's actually going on.
And when you do need care outside of my office, I'm still your doctor.
If you're seeing a specialist, dealing with a new diagnosis, trying to understand a test result, or coming home from the hospital with a stack of paperwork and no idea what just happened, I want you to call me. Part of my job is helping you navigate all of that.
Healthcare is complicated enough. Primary care shouldn't make it more complicated. That's a big part of why I started Bridge Primary Care in the first place.
Payton